How to Verify Your Property Details Using E-Khata in Karnataka?

The term E-khata is widely used among homebuyers, landowners, and others dealing with BBMP-approved properties. Whether someone is exploring flats for sale in Bangalore or planning to construct their own house, understanding the E-khata system is important for smooth property transactions and compliance.

This guide explains what an E-khata is, why it matters, how to apply for it, associated charges, and other essential details for residents and property owners.

To understand what an E-khata is, it helps to go back to the concept of a Khata. A Khata is a legal account maintained by the Bruhat Bengaluru Mahanagara Palike (BBMP) to record property tax details for properties within Bengaluru limits.

An E-khata is simply the digital version of this record. It contains the same information as a physical Khata but is stored online for easier access, verification, and updating. This shift to digital processing began under the Sakala services to make record-keeping more transparent.

For property buyers, E-khata helps verify whether the property tax account is valid and up to date.

Although many people use these terms interchangeably, they represent different elements:

• Khata: Property account created by BBMP that contains details such as size, location, ownership, etc.
• E-khata: Digitised version of the same Khata stored online through the BBMP system.
• Property Tax: This refers to the annual tax payable to BBMP by property owners; however, payment alone does not ensure that a Khata is issued.

In short, property tax is just one component of compliance, while Khata or E-khata represents official documentation of the property in BBMP records.

The requirement for E-khata in Karnataka mainly applies within the BBMP limits. Individuals who need it include:

1. Property owners looking to construct or renovate buildings
2. Buyers applying for home loans
3. Sellers looking to transfer ownership
4. Anyone needing property-related approvals

For new homebuyers evaluating flats for sale in Bangalore, E-khata ensures the property is compliant with BBMP regulations.

Some practical advantages of switching to an E-khata include:

1. Digital verification of property details
2. Simple online payments and updates
3. Useful for obtaining building licences and approvals
4. Required for home loan processing by banks
5. Easy for ownership transfer and mutation
6. Reduces paperwork and improves transparency

Due to these advantages, many existing physical Khata holders are shifting to E-khata through BBMP services.

The E-khata charges in Bangalore may vary based on:

1. Property type (residential/ commercial)
2. Area measurement (square metres/feet)
3. Property status (new or existing)
4. Conversion charges (if applicable)
5. BBMP processing fees

Typically, two types of payments are involved:

• Khata registration or transfer fee
• Pending property tax (if due)

Homebuyers checking flats for sale in Bangalore should ideally confirm if the property has an E-Khata and that all charges are paid up to date.

E-khata online application can be processed through the official BBMP or Sakala portals, depending on the type of request.

Here is a simplified online process:

1. Visit the official BBMP Sakala service or E-khata portal
2. Select the service (Khata registration/transfer/regularisation)
3. Create a login (if not registered)
4. Fill in property and personal details
5. Upload supporting documents
6. Pay the applicable fees online
7. Apply and note the application number
8. Track the status online through Sakala tracking

On approval, download or collect the updated E-khata document.

Applicants generally require:

1. Passport size photograph of the owner or joint owners
2. Photo of the property
3. Identity proof of the owner (for joint ownership, identity proof of all owners), such as Voter ID, PAN card, Ration card, Passport, or Driving licence
4. Title deed of the property, such as a Sale deed, Gift deed, Release deed, or Partition deed
5. Khata certificate, Khata extract, or Khata endorsement
6. Current assessment year property tax paid receipt

The required documents vary depending on whether the request is for new registration, transfer, or regularisation.

Common mistakes include:

1. Incorrect property boundaries or measurements
2. Missing EC or tax receipts
3. Applying under the wrong BBMP zone
4. Incomplete personal information
5. Uploading low-resolution documents

To avoid issues, applicants should ensure:

• All taxes are cleared
• Documents are valid and legible
• Portal instructions are followed properly